{"version":"1.0","provider_name":"Fortune Insight","provider_url":"https:\/\/prime.fortuneinsight.com\/web","author_name":"\u83ef\u723e\u8857\u65e5\u5831\uff08\u514d\u8cbb\u8a66\u95b1\uff09","author_url":"https:\/\/prime.fortuneinsight.com\/web\/posts\/author\/wsj","title":"\u82e5\u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u50f5\u5c40\u6f14\u8b8a\u6210\u9055\u7d04\uff0c\u9280\u884c\u696d\u6240\u6301\u570b\u50b5\u6050\u6210\u5b9a\u6642\u70b8\u5f48 - Fortune Insight","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\"><a href=\"https:\/\/prime.fortuneinsight.com\/web\/posts\/744749\">\u82e5\u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u50f5\u5c40\u6f14\u8b8a\u6210\u9055\u7d04\uff0c\u9280\u884c\u696d\u6240\u6301\u570b\u50b5\u6050\u6210\u5b9a\u6642\u70b8\u5f48<\/a><\/blockquote>\n<script type='text\/javascript'>\n<!--\/\/--><![CDATA[\/\/><!--\n\t\t!function(c,d){\"use strict\";var e=!1,n=!1;if(d.querySelector)if(c.addEventListener)e=!0;if(c.wp=c.wp||{},!c.wp.receiveEmbedMessage)if(c.wp.receiveEmbedMessage=function(e){var t=e.data;if(t)if(t.secret||t.message||t.value)if(!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var r,a,i,s=d.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),n=d.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),o=0;o<n.length;o++)n[o].style.display=\"none\";for(o=0;o<s.length;o++)if(r=s[o],e.source===r.contentWindow){if(r.removeAttribute(\"style\"),\"height\"===t.message){if(1e3<(i=parseInt(t.value,10)))i=1e3;else if(~~i<200)i=200;r.height=i}if(\"link\"===t.message)if(a=d.createElement(\"a\"),i=d.createElement(\"a\"),a.href=r.getAttribute(\"src\"),i.href=t.value,i.host===a.host)if(d.activeElement===r)c.top.location.href=t.value}}},e)c.addEventListener(\"message\",c.wp.receiveEmbedMessage,!1),d.addEventListener(\"DOMContentLoaded\",t,!1),c.addEventListener(\"load\",t,!1);function t(){if(!n){n=!0;for(var e,t,r=-1!==navigator.appVersion.indexOf(\"MSIE 10\"),a=!!navigator.userAgent.match(\/Trident.*rv:11\\.\/),i=d.querySelectorAll(\"iframe.wp-embedded-content\"),s=0;s<i.length;s++){if(!(e=i[s]).getAttribute(\"data-secret\"))t=Math.random().toString(36).substr(2,10),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t);if(r||a)(t=e.cloneNode(!0)).removeAttribute(\"security\"),e.parentNode.replaceChild(t,e)}}}}(window,document);\n\/\/--><!]]>\n<\/script><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/prime.fortuneinsight.com\/web\/posts\/744749\/embed\" width=\"600\" height=\"338\" title=\"&#8220;\u82e5\u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u50f5\u5c40\u6f14\u8b8a\u6210\u9055\u7d04\uff0c\u9280\u884c\u696d\u6240\u6301\u570b\u50b5\u6050\u6210\u5b9a\u6642\u70b8\u5f48&#8221; &#8212; Fortune Insight\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe>","thumbnail_url":"https:\/\/prime-fortuneinsight-cloud.s3.ap-southeast-1.amazonaws.com\/web\/wp-content\/uploads\/2023\/05\/15164754\/37.jpg","thumbnail_width":1000,"thumbnail_height":525,"description":"BY JOY WILTERMUTH, THE WALL STREET JOURNAL | MAY 15, 2023 01:45 AM EDT \u5982\u679c\u7f8e\u570b\u7684\u50b5\u52d9\u4e0a\u9650\u50f5\u5c40\u6f14\u8b8a\u6210\u5168\u9762\u9055\u7d04\uff0c\u6301\u6709\u5927\u91cf\u7f8e\u570b\u653f\u5e9c\u50b5\u5238\u7684\u9280\u884c\u6050\u6015\u6703\u9762\u81e8\u4e00\u5834\u707d\u96e3\u3002 \u5982\u679c\u7f8e\u570b\u7684\u50b5\u52d9\u4e0a\u9650\u50f5\u5c40\u6f14\u8b8a\u6210\u5168\u9762\u9055\u7d04\uff0c\u6301\u6709\u5927\u91cf\u7f8e\u570b\u653f\u5e9c\u50b5\u5238\u7684\u9280\u884c\u6050\u6015\u6703\u9762\u81e8\u4e00\u5834\u707d\u96e3\u3002 \u904e\u53bb20\u5e74\uff0c\u9019\u4e9b\u9280\u884c\u5728\u898f\u6a21\u7d0424\u5146\u7f8e\u5143\u7684\u7f8e\u570b\u570b\u50b5\u5e02\u5834\u4e2d\u7684\u4efd\u984d\u589e\u52a0\u81f3\u539f\u4f86\u7684\u56db\u500d\uff0c\u622a\u81f33\u6708\u5e95\u7d04\u70ba4\u5146\u7f8e\u5143\u3002 \u9280\u884c\u5df2\u6210\u70ba\u7f8e\u570b\u570b\u50b5\u7684\u4e3b\u8981\u8cb7\u5bb6\uff0c\u4ee5\u6b64\u4f5c\u70ba\u5f9e\u300c\u7121\u98a8\u96aa\u300d\u8cc7\u7522\u8cfa\u53d6\u6536\u76ca\u7684\u4e00\u7a2e\u65b9\u5f0f\u3002\u7531\u65bc\u4eba\u5011\u8a8d\u70ba\u7f8e\u570b\u570b\u50b5\u4e0d\u592a\u53ef\u80fd\u9055\u7d04\uff0c\u9280\u884c\u4e0d\u9700\u8981\u7559\u51fa\u984d\u5916\u8cc7\u672c\u4f86\u5c0d\u6c96\u7f8e\u570b\u570b\u50b5\u7684\u6f5b\u5728\u640d\u5931\u3002\u76e3\u7ba1\u6a5f\u69cb\u8a8d\u70ba\u9019\u4e9b\u50b5\u5238\u7684\u98a8\u96aa\u52a0\u6b0a\u6578\u70ba\u96f6\u3002 \u7136\u800c\u6700\u8fd1\uff0c\u4eba\u5011\u5f88\u96e3\u7121\u8996\u7f8e\u570b\u8ca1\u653f\u90e8\u9577\u8449\u502b(Janet Yellen)\u7684\u8b66\u544a\u3002\u8449\u502b\u8aaa\uff0c\u5982\u679c\u7f8e\u570b\u653f\u5e9c\u4e0d\u80fd\u5c31\u63d0\u9ad8\u806f\u90a6\u653f\u5e9c31.4\u5146\u7f8e\u5143\u7684\u50b5\u52d9\u4e0a\u9650\u9054\u6210\u5354\u8b70\uff0c\u6050\u6015\u6703\u5f15\u767c\u300c\u91d1\u878d\u6df7\u4e82\u300d\u3002\u8449\u502b\u66fe\u57285\u67081\u65e5\u8868\u793a\uff0c\u7f8e\u570b\u53ef\u80fd\u6700\u65e9\u57286\u67081\u65e5\u8cc7\u91d1\u5331\u4e4f\u3002 \u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u50f5\u5c40\u51fa\u73fe\u4e4b\u969b\uff0c\u5404\u9280\u884c\u6b63\u8655\u65bc\u4e00\u500b\u4e0d\u7a69\u5b9a\u6642\u671f\uff0c\u7279\u5225\u662f\u5730\u5340\u6027\u91d1\u878d\u6a5f\u69cb\uff0c\u9019\u4e9b\u6a5f\u69cb\u6b63\u52c9\u529b\u7559\u4f4f\u5b58\u6b3e\uff0c\u540c\u6642\u5e0c\u671b\u907f\u514d\u88ab\u8feb\u51fa\u552e\u96a8\u8457\u53bb\u5e74\u7f8e\u806f\u5132\u958b\u59cb\u5feb\u901f\u52a0\u606f\u800c\u8cb6\u503c\u7684\u8cc7\u7522\u3002 \u77ed\u671f\u7f8e\u570b\u570b\u50b5\u7684\u8868\u73fe\u53cd\u6620\u51fa\u5e02\u5834\u5c0d\u7f8e\u570b\u50b5\u52d9\u4e0a\u9650\u50f5\u5c40\u7684\u64d4\u6182\u3002\u4f0a\u5229\u8afe\u4f0a\u5dde\u6c11\u4e3b\u9ee8\u773e\u8b70\u54e1Sean Casten\u4e0a\u5468\u4e09\u6307\u51fa\uff0c\u5728\u6f5b\u5728\u9055\u7d04\u65e5\u671f\u4e4b\u524d\u548c\u4e4b\u5f8c\u5230\u671f\u7684\u7f8e\u570b\u570b\u50b5\u4e4b\u9593\u7684\u606f\u5dee\u8d85\u904e300\u500b\u57fa\u9ede\u3002\u4ed6\u662f\u5728\u95dc\u65bc\u806f\u90a6\u653f\u5e9c\u61c9\u5c0d\u8fd1\u671f\u9280\u884c\u5012\u9589\u4e8b\u4ef6\u7684\u807d\u8b49\u6703\u4e0a\u767c\u8868\u4e0a\u8ff0\u8a00\u8ad6\u7684\u3002 FactSet\u6167\u751a\u7684\u6578\u64da\u986f\u793a\uff0c\u4e0a\u5468\u4e94\uff0c1\u500b\u6708\u671f\u7f8e\u570b\u570b\u50b5\u6536\u76ca\u7387\u7d04\u70ba5.53%\uff0c3\u500b\u6708\u671f\u7f8e\u570b\u570b\u50b5\u6536\u76ca\u7387\u57285.17%\u3002\u5118\u7ba1\u76e3\u7ba1\u6a5f\u69cb\u9f13\u52f5\u9280\u884c\u6301\u6709\u77ed\u671f\u7f8e\u570b\u570b\u50b5\u4ee5\u6eff\u8db3\u6d41\u52d5\u6027\u9700\u6c42\uff0c\u4f46\u4e00\u65e6\u5e02\u5834\u52d5\u8569\uff0c\u4ee4\u6301\u6709\u8005\u4e0d\u5f97\u4e0d\u51fa\u552e\u9019\u4e9b\u8b49\u5238\uff0c\u5b83\u5011\u5c31\u6709\u53ef\u80fd\u9762\u81e8\u6158\u75db\u640d\u5931\u3002 \u6b64\u5916\uff0cCasten\u9084\u6697\u793a\uff0c\u5982\u679c\u7f8e\u570b\u9055\u7d04\uff0c\u53ef\u80fd\u6703\u8b93\u66f4\u591a\u9280\u884c\u9762\u81e8\u7834\u7522\u7684\u98a8\u96aa\uff0c\u5c24\u5176\u662f\u5982\u679c\u7f8e\u570b\u570b\u50b5\u7684\u98a8\u96aa\u52a0\u6b0a\u6578\u5f9e\u96f6\u4e0a\u5347\u7684\u8a71\u3002Casten\u7684\u8fa6\u516c\u5ba4\u5728\u807d\u8b49\u6703\u5f8c\u5c0dMarketWatch\u8868\u793a\uff0c\u5047\u8a2d\u5c0d4\u5146\u7f8e\u5143\u7f8e\u570b\u570b\u50b5\u8a08\u51654%\u7684\u98a8\u96aa\u52a0\u6b0a\u6578\uff0c\u9280\u884c\u5c07\u9700\u8981\u7c4c\u96c6\u7d041,600\u5104\u7f8e\u5143\u4f86\u62b5\u6d88\u9019\u4e00\u98a8\u96aa\u3002\u5982\u679c\u6309\u6700\u9ad8\u8a08\u51658%\u7684\u98a8\u96aa\u52a0\u6b0a\u6578\uff0c\u9019\u4e00\u6578\u5b57\u5c07\u589e\u81f33,200\u5104\u7f8e\u5143\u3002 \u5206\u6790\u7f8e\u570b\u9280\u884c\u696d\u7684\u5e73\u53f0Visbanking\u7684\u5275\u59cb\u4ebaBrian Pillmore\u8868\u793a\uff0c\u4ee3\u50f9\u5c07\u5de8\u5927\u3002 Pillmore\u6240\u6307\u7684\u4ee3\u50f9\u4f86\u81ea\u5169\u65b9\u9762\uff1a\u5982\u679c\u7f8e\u570b\u570b\u50b5\u7684\u98a8\u96aa\u52a0\u6b0a\u6578\u63d0\u9ad8\uff0c\u9280\u884c\u7684\u8cc7\u672c\u91d1\u53ef\u80fd\u9700\u8981\u589e\u52a0\uff1b\u5982\u679c\u767c\u751f\u9055\u7d04\uff0c\u9280\u884c\u6301\u6709\u7684\u653f\u5e9c\u652f\u6301\u8b49\u5238\u5c07\u51fa\u73fe\u6298\u8b93\u3002 AAA\u8a55\u7d1a\u9762\u81e8\u5a01\u8105 \u7f8e\u570b\u7684\u4fe1\u7528\u8a55\u7d1a\u76ee\u524d\u8655\u65bc\u4ee4\u4eba\u7fa1\u6155\u7684AAA\u7d1a\uff0c\u53ea\u6709\u6a19\u666e\u5168\u7403\u66fe\u57282011\u5e74\u50b5\u52d9\u4e0a\u9650\u6050\u614c\u6642\u628a\u7f8e\u570b\u7684\u8a55\u7d1a\u964d\u4f4e\u4e86\u4e00\u6a94\uff0c\u81f3AA+\u3002 \u91d1\u878d\u6cd5\u898f\u5c08\u5bb6\u3001MRV Associates\u7684\u57f7\u884c\u5408\u5925\u4ebaMayra Rodriguez Valladares\u8868\u793a\uff0c\u98a8\u96aa\u52a0\u6b0a\u6578\u7684\u4efb\u4f55\u8b8a\u5316\u90fd\u5c07\u53d6\u6c7a\u65bc\u7f8e\u570b\u4fe1\u7528\u8a55\u7d1a\u5728\u9055\u7d04\u5f8c\u6703\u4e0b\u964d\u5230\u4ec0\u9ebc\u7a0b\u5ea6\uff0c\u4f46\u5728\u6b64\u985e\u60c5\u5883\u4e0b\uff0c\u9280\u884c\u5e7e\u4e4e\u6c92\u6709\u597d\u7684\u9078\u64c7\u3002 Rodriguez Valladares\u8868\u793a\uff0c\u53ef\u4ee5\u8a66\u8457\u7c4c\u96c6\u8cc7\u91d1\uff0c\u4f46\u9019\u5728\u9055\u7d04\u6642\u662f\u975e\u5e38\u56f0\u96e3\u7684\uff0c\u6216\u8005\u53ef\u4ee5\u5617\u8a66\u653e\u68c4\u98a8\u96aa\u8f03\u9ad8\u7684\u8cc7\u7522\uff0c\u6bd4\u5982\u8b49\u5238\u5316\u7522\u54c1\u6216\u5176\u5b83\u9700\u8981\u66f4\u591a\u8cc7\u91d1\u7684\u6295\u8cc7\u3002\u4ed6\u7a31\uff0c\u9019\u65b9\u9762\u5b8c\u5168\u6c92\u6709\u5148\u4f8b\u53ef\u5faa\u3002 \u907f\u514d\u5927\u7529\u8ce3 \u7f8e\u570b\u653f\u5e9c\u5c0d\u65b0\u51a0\u5371\u6a5f\u7684\u61c9\u5c0d\u63aa\u65bd\u5c0e\u81f4\u4e86\u9280\u884c\u5b58\u6b3e\u6fc0\u589e\uff0c\u8a31\u591a\u9280\u884c\u5229\u7528\u9019\u4e9b\u5b58\u6b3e\u4ee5\u8d85\u4f4e\u5229\u7387\u767c\u653e\u623f\u8cb8\uff0c\u6216\u6295\u8cc7\u65bc\u6709\u653f\u5e9c\u652f\u6301\u7684\u4f4e\u6536\u76ca\u7387\u50b5\u5238\u3002 \u7136\u5f8c\u7f8e\u806f\u5132\u958b\u59cb\u4e8620\u4e16\u7d0070\u548c80\u5e74\u4ee3\u4ee5\u4f86\u901f\u5ea6\u6700\u5feb\u7684\u4e00\u8f2a\u52a0\u606f\u884c\u52d5\u3002\u300c\u5728\u9019\u7a2e\u74b0\u5883\u4e0b\uff0c\u9280\u884c\u7cfb\u7d71\u5c07\u9762\u81e8\u5de8\u5927\u7684\u58d3\u529b\uff0c\u300d\u7f8e\u570b\u8ca8\u5e63\u76e3\u7406\u7f72(Office of the Comptroller of the Currency)\u524d\u4ee3\u7406\u7f72\u9577Keith Noreika\u8aaa\u3002\u300c\u96d6\u7136\u9280\u884c\u4ee5\u9577\u671f\u767c\u5c55\u70ba\u8457\u773c\u9ede\uff0c\u4f46\u5728\u77ed\u671f\u5185\u9762\u81e8\u8cc7\u91d1\u58d3\u529b\u3002\u300d Noreika\u73fe\u4efb\u8aee\u8a62\u516c\u53f8Patomak Global Partners\u9280\u884c\u76e3\u7763\u548c\u76e3\u7ba1\u554f\u984c\u5c0f\u7d44\u7684\u4e3b\u5e2d\uff0c\u4ed6\u8a8d\u70ba\u4e0d\u592a\u53ef\u80fd\u767c\u751f\u9055\u7d04\uff0c\u7f8e\u570b\u570b\u50b5\u7684\u98a8\u96aa\u52a0\u6b0a\u6578\u4e5f\u4e0d\u592a\u53ef\u80fd\u6539\u8b8a\uff0c\u7406\u7531\u662f10\u5e74\u524d\u7684\u5e0c\u81d8\u50b5\u52d9\u5371\u6a5f\u4e26\u6c92\u6709\u5c0e\u81f4\u8a72\u570b\u50b5\u52d9\u7684\u98a8\u96aa\u52a0\u6b0a\u6578\u4e0a\u5347\u3002 \u4e0d\u904e\u4ed6\u78ba\u5be6\u64d4\u5fc3\u77ed\u671f\u570b\u50b5\u6536\u76ca\u7387\u7684\u5287\u70c8\u6ce2\u52d5\uff0c\u9019\u53ef\u80fd\u9032\u4e00\u6b65\u7834\u58de\u9280\u884c\u696d\u7684\u7a69\u5b9a\uff0c\u9054\u6210\u50b5\u52d9\u4e0a\u9650\u5354\u8b70\u6240\u9700\u7684\u6642\u9593\u8d8a\u9577\uff0c\u9019\u7a2e\u7834\u58de\u53ef\u80fd\u5c31\u8d8a\u5927\u3002 \u53e6\u5916\uff0c\u96d6\u7136\u975e\u5e38\u4e0d\u53ef\u80fd\u767c\u751f\uff0c\u4f46\u82e5\u7f8e\u570b\u4e0d\u511f\u9084\u5230\u671f\u7684\u77ed\u671f\u570b\u50b5\uff0c\u4ed6\u4e0d\u6392\u9664\u9700\u8981\u6d41\u52d5\u6027\u7684\u9280\u884c\u88ab\u8feb\u51fa\u552e\u8cc7\u7522\u7684\u53ef\u80fd\u6027\u3002 \u4ed6\u8aaa\uff1a\u300c\u5982\u679c\u4e00\u5bb6\u9280\u884c\u9700\u8981\u5c0d\u8cc7\u7522\u9032\u884c\u5927\u7529\u8ce3\uff0c\u90a3\u9ebc\u53ef\u80fd\u88ab\u8feb\u9677\u5165\u77fd\u8c37\u9280\u884c(Silicon Valley Bank)\u7684\u5883\u5730\uff0c\u5118\u7ba1\u9280\u884c\u52aa\u529b\u907f\u514d\u9019\u7a2e\u5c40\u9762\u3002\u300d \u4f7f\u7528\u300cFIP30free\u300d\u65bc\u7db2\u9801\u7248\u8a02\u95b1\u300cFI [&hellip;]"}