{"version":"1.0","provider_name":"Fortune Insight","provider_url":"https:\/\/prime.fortuneinsight.com\/web","author_name":"\u83ef\u723e\u8857\u65e5\u5831\uff08\u514d\u8cbb\u8a66\u95b1\uff09","author_url":"https:\/\/prime.fortuneinsight.com\/web\/posts\/author\/wsj","title":"\u9280\u884c\u696d\u5371\u6a5f\u4ee4\u7f8e\u806f\u5132\u5229\u7387\u8def\u5f91\u5b58\u7591 - Fortune Insight","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\"><a href=\"https:\/\/prime.fortuneinsight.com\/web\/posts\/730394\">\u9280\u884c\u696d\u5371\u6a5f\u4ee4\u7f8e\u806f\u5132\u5229\u7387\u8def\u5f91\u5b58\u7591<\/a><\/blockquote>\n<script type='text\/javascript'>\n<!--\/\/--><![CDATA[\/\/><!--\n\t\t!function(c,d){\"use strict\";var e=!1,n=!1;if(d.querySelector)if(c.addEventListener)e=!0;if(c.wp=c.wp||{},!c.wp.receiveEmbedMessage)if(c.wp.receiveEmbedMessage=function(e){var t=e.data;if(t)if(t.secret||t.message||t.value)if(!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var 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class=\"wp-embedded-content\"><\/iframe>","thumbnail_url":"https:\/\/prime-fortuneinsight-cloud.s3.ap-southeast-1.amazonaws.com\/web\/wp-content\/uploads\/2023\/03\/14122757\/WSJ-FIP-Template-70.png","thumbnail_width":1000,"thumbnail_height":525,"description":"BY NICK TIMIRAOS, THE WALL STREET JOURNAL | UPDATED MAR 14, 2023 12:05 AM EDT \u9280\u884c\u696d\u5371\u6a5f\u53ef\u80fd\u4f7f\u7f8e\u806f\u5132\u5b98\u54e1\u5728\u5f8c\u7e8c\u6297\u64ca\u901a\u8139\u884c\u52d5\u4e2d\u9762\u81e8\u8271\u96e3\u6289\u64c7\u3002 \u4eba\u5011\u5e38\u8aaa\uff0c\u7f8e\u806f\u5132\u6703\u4e00\u76f4\u52a0\u606f\uff0c\u76f4\u5230\u5f04\u51fa\u9ede\u5152\u5c94\u5b50\u3002\u51fa\u4eba\u610f\u6599\u7684\u662f\uff0c\u904e\u53bb\u4e00\u5e74\u7adf\u7136\u4ec0\u9ebc\u5c94\u5b50\u90fd\u6c92\u51fa\u3002 \u773c\u4e0b\u60c5\u52e2\u5df2\u8b8a\u3002\u5728\u77fd\u8c37\u9280\u884c(Silicon Valley Bank)\u548cSignature 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Swonk\u8868\u793a\uff1a\u300c\u6211\u5011\u7e3d\u8aaa\uff0c\u53ef\u80fd\u7834\u58de\u7f8e\u806f\u5132\u7dca\u7e2e\u9032\u7a0b\u7684\u4e00\u4ef6\u4e8b\u662f\u767c\u751f\u91d1\u878d\u5371\u6a5f\u3002\u73fe\u5728\u5c1a\u4e0d\u6e05\u695a\u5371\u6a5f\u662f\u5426\u5df2\u88ab\u907f\u514d\u3002\u300d \u7f8e\u806f\u5132\u5b98\u54e1\u4e0a\u500b\u6708\u653e\u6162\u4e86\u52a0\u606f\u6b65\u4f10\uff0c\u5c07\u806f\u90a6\u57fa\u91d1\u5229\u7387\u76ee\u6a19\u5340\u9593\u4e0a\u8abf0.25\u500b\u767e\u5206\u9ede\uff0c\u81f34.5%-4.75%\u3002\u800c\u5728\u53bb\u5e7412\u6708\uff0c\u7f8e\u806f\u5132\u5c07\u5229\u7387\u4e0a\u8abf\u4e860.5\u500b\u767e\u5206\u9ede\uff0c\u5728\u53bb\u5e7411\u6708\u548c\u4e4b\u524d\u7684\u4e09\u6b21\u6703\u8b70\u4e0a\uff0c\u52a0\u606f\u5e45\u5ea6\u5747\u70ba0.75\u500b\u767e\u5206\u9ede\u3002 \u4e0a\u8ff0\u9280\u884c\u5012\u9589\u4e8b\u4ef6\u767c\u751f\u5f8c\uff0c\u64da\u829d\u5546\u6240(CME Group, CME)\u7684\u6578\u64da\uff0c\u622a\u81f3\u5468\u4e00\u5348\u76e4\uff0c\u5229\u7387\u671f\u8ca8\u5e02\u5834\u6295\u8cc7\u8005\u9810\u8a08\u7f8e\u806f\u5132\u5728\u4e0b\u5468\u6703\u8b70\u4e0a\u4fdd\u6301\u5229\u7387\u4e0d\u8b8a\u7684\u6982\u7387\u8d85\u904e\u4e09\u5206\u4e4b\u4e00\u3002 \u6295\u8cc7\u8005\u4e0a\u5468\u9084\u5728\u63e3\u6e2c\uff0c\u7f8e\u806f\u5132\u5728\u4e0b\u4e00\u6b21\u6703\u8b70\u4e0a\u662f\u6703\u50cf1\u6708\u6642\u90a3\u6a23\u52a0\u606f0.25\u500b\u767e\u5206\u9ede\uff0c\u9084\u662f\u6703\u50cf\u53bb\u5e7412\u6708\u6642\u90a3\u6a23\u52a0\u606f0.5\u500b\u767e\u5206\u9ede\u3002 \u7f8e\u570b\u9280\u884c\u696d\u7684\u52d5\u8569\u5f15\u767c\u7f8e\u570b\u570b\u50b5\u50f9\u683c\u5468\u4e00\u53cd\u5f48\uff0c\u4e00\u4e9b\u8f03\u77ed\u671f\u7f8e\u570b\u570b\u50b5\u6536\u76ca\u7387\u5728\u5e7e\u500b\u5c0f\u6642\u5167\u4e0b\u8dcc\u4e860.5\u500b\u767e\u5206\u9ede\u3002\u7f8e\u50b5\u6536\u76ca\u7387\u7684\u5927\u5e45\u4e0b\u964d\u7a81\u986f\u51fa\uff0c\u6295\u8cc7\u8005\u5df2\u7d93\u5f9e\u64d4\u5fc3\u901a\u8ca8\u81a8\u8139\u548c\u52a0\u606f\u8f49\u800c\u805a\u7126\u9280\u884c\u696d\u554f\u984c\u53ef\u80fd\u7d66\u7d93\u6fdf\u5e36\u4f86\u7684\u50b7\u5bb3\u3002 \u5c31\u5728\u4e0a\u5468\u4e4b\u524d\uff0c\u9664\u4e86\u4f4f\u623f\u5e02\u5834\u6025\u5287\u653e\u7de9\u5916\uff0c\u7f8e\u570b\u7d93\u6fdf\u548c\u91d1\u878d\u7cfb\u7d71\u9084\u5e7e\u4e4e\u770b\u4e0d\u51fa\u7f8e\u806f\u5132\u904e\u53bb\u4e00\u5e74\u6fc0\u9032\u52a0\u606f\u884c\u52d5\u5e36\u4f86\u7684\u660e\u986f\u526f\u4f5c\u7528\u3002 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Waller)\u5728\u53bb\u5e7410\u6708\u7684\u4e00\u6b21\u6f14\u8b1b\u4e2d\u8868\u793a\uff1a\u300c\u6211\u76f8\u4fe1\u6211\u5011\u6709\u5de5\u5177\u4f86\u89e3\u6c7a\u4efb\u4f55\u91d1\u878d\u7a69\u5b9a\u554f\u984c\uff0c\u4e0d\u61c9\u4f9d\u9760\u8ca8\u5e63\u653f\u7b56\u4f86\u9054\u5230\u9019\u4e00\u76ee\u7684\u3002\u300d\u4ed6\u8aaa\uff1a\u300c\u8ca8\u5e63\u653f\u7b56\u7684\u91cd\u9ede\u61c9\u8a72\u662f\u6297\u64ca\u901a\u8139\u3002\u300d \u6c83\u52d2\u4e0a\u8ff0\u8868\u614b\u662f\u5728\u82f1\u570b\u91d1\u878d\u5e02\u5834\u56e0\u4e00\u9805\u6e1b\u7a05\u8a08\u5283\u9677\u5165\u52d5\u8569\u4e00\u5468\u4e4b\u5f8c\u3002\u7576\u6642\uff0c\u82f1\u570b\u592e\u884c\u9762\u81e8\u7684\u4efb\u52d9\u975e\u5e38\u68d8\u624b\uff0c\u4e00\u65b9\u9762\u8cfc\u8cb7\u653f\u5e9c\u50b5\u5238\u4ee5\u7a69\u5b9a\u88ab\u64fe\u4e82\u7684\u5e02\u5834\uff0c\u800c\u8cfc\u50b5\u6703\u63d0\u4f9b\u67d0\u7a2e\u5f62\u5f0f\u7684\u523a\u6fc0\uff0c\u53e6\u4e00\u65b9\u9762\u9084\u5728\u52aa\u529b\u6536\u7dca\u653f\u7b56\u4ee5\u6297\u64ca\u901a\u8139\u3002 \u7f8e\u806f\u5132\u548c\u8ca1\u653f\u90e8\u5468\u65e5\u665a\u9593\u516c\u5e03\u4e86\u7a4d\u6975\u7684\u63aa\u65bd\uff0c\u8207\u7f8e\u570b\u806f\u90a6\u5b58\u6b3e\u4fdd\u96aa\u516c\u53f8(Federal Deposit Insurance Corp., U.S., \u7c21\u7a31FDIC)\u4e00\u8d77\u652f\u6301\u5169\u5bb6\u5012\u9589\u9280\u884c\u7684\u7121\u4fdd\u96aa\u5b58\u6b3e\uff0c\u4e26\u5411\u9280\u884c\u63d0\u4f9b\u66f4\u6177\u6168\u7684\u8cc7\u91d1\u4ee5\u6eff\u8db3\u63d0\u6b3e\u9700\u6c42\u3002 \u66fe\u57282009\u5e74\u81f32018\u5e74\u64d4\u4efb\u7d10\u7d04\u806f\u90a6\u5132\u5099\u9280\u884c\u884c\u9577\u7684\u9054\u5fb7\u5229(William Dudley)\u7a31\uff0c\u5e0c\u671b\u9019\u300c\u80fd\u5920\u8b93\u4ed6\u5011\u7e7c\u7e8c\u81f4\u529b\u65bc\u5c0d\u6297\u901a\u8139\u7684\u4efb\u52d9\u300d\u3002\u4ed6\u8868\u793a\uff1a\u300c\u4f60\u6709\u8db3\u5920\u7684\u5de5\u5177\u4f86\u505a\u9019\u9805\u5de5\u4f5c\u55ce\uff1f\u5982\u679c\u4f60\u6709\u591a\u500b\u76ee\u6a19\uff0c\u4f60\u5c31\u9700\u8981\u591a\u7a2e\u5de5\u5177\u3002\u300d \u76e3\u7ba1\u6a5f\u69cb\u5728\u5141\u8a31FDIC\u70ba\u9019\u5169\u5bb6\u9280\u884c\u7684\u7121\u4fdd\u96aa\u5b58\u6b3e\u63d0\u4f9b\u64d4\u4fdd\u6642\uff0c\u5f15\u7528\u4e86\u4e00\u7a2e\u88ab\u7a31\u70ba\u300c\u7cfb\u7d71\u6027\u98a8\u96aa\u4f8b\u5916\u300d\u689d\u6b3e\u30022007\u5e74\u81f32021\u5e74\u64d4\u4efb\u6ce2\u58eb\u9813\u806f\u90a6\u5132\u5099\u9280\u884c\u884c\u9577\u7684\u7f85\u68ee\u683c\u502b(Eric Rosengren)\u8aaa\uff0c\u6709\u9451\u65bc\u6b64\uff0c\u4e0b\u5468\u52a0\u606f\u5c07\u662f\u4e00\u7a2e\u300c\u812b\u7bc0\u300d\u4e4b\u8209\u3002\u300c\u5982\u679c\u4f60\u64d4\u5fc3\u7f8e\u570b\u7d93\u6fdf\u51fa\u73fe\u7cfb\u7d71\u6027\u554f\u984c\uff0c\u70ba\u4ec0\u9ebc\u9084\u8981\u52a0\u606f\u5462\uff1f\u300d \u5df4\u514b\u840a(Barclays)\u7d93\u6fdf\u5b78\u5bb6\u4e0a\u5468\u9810\u8a08\uff0c3\u670821\u65e5\u81f322\u65e5\u7684\u6703\u8b70\u4e0a\u5c07\u52a0\u606f50\u500b\u57fa\u9ede\uff0c\u672c\u5468\u4e00\u4ed6\u5011\u8868\u793a\uff0c\u73fe\u9810\u8a08\u7f8e\u806f\u5132\u5c07\u57283\u6708\u4efd\u4fdd\u6301\u5229\u7387\u4e0d\u8b8a\uff0c\u540c\u6642\u4e0d\u6392\u9664\u7576\u524d\u5371\u6a5f\u4e00\u65e6\u5e73\u606f\u5c07\u518d\u52a0\u606f\u5e7e\u6b21\u7684\u53ef\u80fd\u6027\u3002\u9ad8\u76db(Goldman Sachs)\u7d93\u6fdf\u5b78\u5bb6\u4e0a\u5468\u65e5\u665a\u9593\u4e5f\u7a31\uff0c\u4ed6\u5011\u9810\u8a08\u7f8e\u806f\u5132\u4e0b\u5468\u5c07\u6309\u5175\u4e0d\u52d5\u3002 \u5305\u62ec\u6469\u6839\u5927\u901a(JPMorgan Chase)\u9996\u5e2d\u7f8e\u570b\u7d93\u6fdf\u5b78\u5bb6Michael Feroli\u5728\u5167\u7684\u5176\u4ed6\u4eba\u8868\u793a\uff0c\u4ed6\u5011\u4ecd\u9810\u8a08\u7f8e\u806f\u5132\u5c07\u52a0\u606f25\u500b\u57fa\u9ede\u3002 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\u300c\u96d6\u7136\u7f8e\u806f\u5132\u8a66\u5716\u6536\u7dca\u91d1\u878d\u689d\u4ef6\u4ee5\u6291\u5236\u7e3d\u9700\u6c42\uff0c\u4f46\u4ed6\u5011\u4e0d\u5e0c\u671b\u51fa\u73fe\u7a81\u7136\u7684\u3001\u53ef\u80fd\u5f88\u5feb\u5931\u63a7\u7684\u60c5\u6cc1\uff0c\u9019\u6050\u6015\u5c0d\u7d0d\u7a05\u4eba\u4e0d\u5229\uff0c\u300d\u6469\u6839\u5927\u901a\u7684Feroli\u5728\u5468\u65e5\u665a\u7684\u4e00\u4efd\u5831\u544a\u4e2d\u8aaa\u3002\u300c\u5118\u7ba1\u7f8e\u806f\u5132\u5e0c\u671b\u4fe1\u8cb8\u6210\u672c\u4e0a\u5347\uff0c\u4f46\u4e0d\u61c9\u5e0c\u671b\u4e0d\u8a08\u5f8c\u679c\u5730\u5c07\u4fe1\u8b7d\u826f\u597d\u7684\u501f\u6b3e\u4eba\u62d2\u4e4b\u9580\u5916\u3002\u300d [&hellip;]"}