{"version":"1.0","provider_name":"Fortune Insight","provider_url":"https:\/\/prime.fortuneinsight.com\/web","author_name":"\u83ef\u723e\u8857\u65e5\u5831\uff08\u514d\u8cbb\u8a66\u95b1\uff09","author_url":"https:\/\/prime.fortuneinsight.com\/web\/posts\/author\/wsj","title":"\u7f8e\u570b\u8ecd\u5b98\u548c\u5916\u4ea4\u5b98\u8981\u6c42\u9000\u4f11\u57fa\u91d1\u5254\u9664\u4e2d\u570b\u516c\u53f8 - Fortune Insight","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\"><a href=\"https:\/\/prime.fortuneinsight.com\/web\/posts\/686774\">\u7f8e\u570b\u8ecd\u5b98\u548c\u5916\u4ea4\u5b98\u8981\u6c42\u9000\u4f11\u57fa\u91d1\u5254\u9664\u4e2d\u570b\u516c\u53f8<\/a><\/blockquote>\n<script type='text\/javascript'>\n<!--\/\/--><![CDATA[\/\/><!--\n\t\t!function(c,d){\"use strict\";var e=!1,n=!1;if(d.querySelector)if(c.addEventListener)e=!0;if(c.wp=c.wp||{},!c.wp.receiveEmbedMessage)if(c.wp.receiveEmbedMessage=function(e){var t=e.data;if(t)if(t.secret||t.message||t.value)if(!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var r,a,i,s=d.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),n=d.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),o=0;o<n.length;o++)n[o].style.display=\"none\";for(o=0;o<s.length;o++)if(r=s[o],e.source===r.contentWindow){if(r.removeAttribute(\"style\"),\"height\"===t.message){if(1e3<(i=parseInt(t.value,10)))i=1e3;else if(~~i<200)i=200;r.height=i}if(\"link\"===t.message)if(a=d.createElement(\"a\"),i=d.createElement(\"a\"),a.href=r.getAttribute(\"src\"),i.href=t.value,i.host===a.host)if(d.activeElement===r)c.top.location.href=t.value}}},e)c.addEventListener(\"message\",c.wp.receiveEmbedMessage,!1),d.addEventListener(\"DOMContentLoaded\",t,!1),c.addEventListener(\"load\",t,!1);function t(){if(!n){n=!0;for(var e,t,r=-1!==navigator.appVersion.indexOf(\"MSIE 10\"),a=!!navigator.userAgent.match(\/Trident.*rv:11\\.\/),i=d.querySelectorAll(\"iframe.wp-embedded-content\"),s=0;s<i.length;s++){if(!(e=i[s]).getAttribute(\"data-secret\"))t=Math.random().toString(36).substr(2,10),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t);if(r||a)(t=e.cloneNode(!0)).removeAttribute(\"security\"),e.parentNode.replaceChild(t,e)}}}}(window,document);\n\/\/--><!]]>\n<\/script><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/prime.fortuneinsight.com\/web\/posts\/686774\/embed\" width=\"600\" height=\"338\" title=\"&#8220;\u7f8e\u570b\u8ecd\u5b98\u548c\u5916\u4ea4\u5b98\u8981\u6c42\u9000\u4f11\u57fa\u91d1\u5254\u9664\u4e2d\u570b\u516c\u53f8&#8221; &#8212; Fortune Insight\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe>","thumbnail_url":"https:\/\/prime-fortuneinsight-cloud.s3.ap-southeast-1.amazonaws.com\/web\/wp-content\/uploads\/2022\/08\/04125333\/WSJ-FIP-Template-1-1.png","thumbnail_width":1000,"thumbnail_height":525,"description":"BY ANGEL AU-YEUNG | UPDATED AUG 04, 2022 12:10 AM EDT \u4e00\u96bb\u70ba\u7f8e\u570b\u806f\u90a6\u50f1\u54e1\u8a2d\u7acb\u7684\u9000\u4f11\u57fa\u91d1\u8fd1\u671f\u589e\u52a0\u4e86\u6578\u5343\u96bb\u53ef\u4f9b\u9078\u64c7\u7684\u65b0\u57fa\u91d1\uff0c\u5176\u4e2d\u90e8\u5206\u57fa\u91d1\u6295\u8cc7\u8207\u4e2d\u570b\u8ecd\u65b9\u6709\u95dc\u806f\u7684\u516c\u53f8\u3002 \u51f1\u5229\u00b7\u67ef\u88e1(Kelley Currie)\u5728\u4f9b\u8077\u7f8e\u570b\u653f\u5e9c\u90e8\u9580\u7684\u76f8\u7576\u4e00\u90e8\u5206\u6642\u9593\u88e1\uff0c\u90fd\u662f\u5f9e\u4e8b\u6d89\u53ca\u4eba\u6b0a\u554f\u984c\u7684\u5de5\u4f5c\uff0c\u5c24\u5176\u662f\u4e9e\u6d32\u7684\u4eba\u6b0a\u554f\u984c\u3002 \u7576\u5f97\u77e5\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u53ef\u80fd\u6d41\u5411\u8207\u4e2d\u570b\u8ecd\u65b9\u6709\u95dc\u7684\u516c\u53f8\u6642\uff0c\u67ef\u88e1\u611f\u5230\u4e0d\u6085\u3002\u9019\u4e9b\u516c\u53f8\u6b63\u662f\u5979\u591a\u5e74\u4f86\u6311\u6230\u7684\u5be6\u9ad4\u3002\u67ef\u88e1\u66fe\u5728\u7279\u6717\u666e(Donald Trump)\u653f\u5e9c\u671f\u9593\u64d4\u4efb\u7f8e\u570b\u5168\u7403\u5a66\u5973\u554f\u984c\u5de1\u8ff4\u5927\u4f7f\u3002 \u67ef\u88e1\u548c\u5176\u4ed6\u6578\u4ee5\u767e\u842c\u8a08\u7f8e\u570b\u4eba\u7684\u9000\u4f11\u91d1\u662f\u7bc0\u5109\u5132\u84c4\u8a08\u5283(Thrift Savings Plan, \u7c21\u7a31TSP)\u7684\u4e00\u90e8\u5206\u3002\u8a72\u8a08\u5283\u662f\u70ba\u7f8e\u570b\u806f\u90a6\u5de5\u4f5c\u4eba\u54e1\u8a2d\u7acb\u7684\u4e00\u96bb\u9000\u4f11\u57fa\u91d1\uff0c\u7ba1\u7406\u8d85\u904e7,000\u5104\u7f8e\u5143\u7684\u8cc7\u7522\u3002\u90f5\u653f\u3001\u6d77\u95dc\u548c\u908a\u5883\u5de1\u908f\u4eba\u54e1\u3001\u9000\u5f79\u548c\u73fe\u5f79\u8ecd\u4eba\u3001\u5916\u4ea4\u4eba\u54e1\u3001\u570b\u5bb6\u60c5\u5831\u6a5f\u69cb\u4eba\u54e1\uff0c\u751a\u81f3\u4e00\u4e9b\u5728\u4e16\u524d\u4efb\u7f8e\u570b\u7e3d\u7d71\u7684\u9000\u4f11\u91d1\u90fd\u6295\u8cc7\u4e86\u8a72\u8a08\u5283\u3002 TSP\u591a\u5e74\u4f86\u50c5\u63a8\u51fa\u4e86\u4e94\u96bb\u6838\u5fc3\u57fa\u91d1\uff0c\u5176\u4e2d\u53ea\u6709\u4e00\u5bb6\u57fa\u91d1\u6295\u8cc7\u65bc\u5916\u570b\u516c\u53f8\u3002\u6295\u8cc7\u8005\u5011\u9577\u671f\u4ee5\u4f86\u4e00\u76f4\u547c\u7c72TSP\u589e\u52a0\u66f4\u591a\u6295\u8cc7\u9078\u9805\u3002\u4eca\u5e746\u6708\uff0cTSP\u7684\u8463\u4e8b\u6703\u540c\u610f\u5728\u7d44\u5408\u4e2d\u65b0\u589e5,000\u96bb\u8ddf\u8e64\u6307\u6578\u7684\u4f4e\u6210\u672c\u57fa\u91d1\u3002 \u65b0\u7684\u6295\u8cc7\u9078\u9805\u88e1\u5305\u62ec\u65b0\u8208\u5e02\u5834\u57fa\u91d1\u3002\u64da\u4e00\u4e9b\u7f8e\u570b\u73fe\u5f79\u548c\u9000\u5f79\u5c07\u8ecd\u3001\u5916\u4ea4\u5b98\u548c\u570b\u52d9\u9662\u5b98\u54e1\u7a31\uff0c\u5176\u4e2d\u7684\u4e00\u4e9b\u57fa\u91d1\u5728\u6295\u8cc7\u7d44\u5408\u4e2d\u7d0d\u5165\u4e86\u88ab\u7f8e\u570b\u570b\u9632\u90e8\u8a8d\u5b9a\u8207\u4e2d\u570b\u8ecd\u968a\u6709\u95dc\u806f\u7684\u516c\u53f8\u3002 \u9019\u4e9b\u4eba\u58eb\u7d44\u5efa\u4e86\u4e00\u500b\u540d\u70baTSP\u4e0d\u6295\u8cc7\u4e2d\u5171(No Thrift Savings Plan For The Chinese Communist Party, \u7c21\u7a31No TSP For The CCP)\u7684\u806f\u76df\uff0c\u4ee5\u63a8\u52d5\u628a\u4e0a\u8ff0\u4e2d\u570b\u516c\u53f8\u5254\u9664\u51fa\u9019\u4e9b\u57fa\u91d1\u3002\u7dad\u543e\u723e\u4eba\u6b0a\u9805\u76ee(Uyghur Human Rights Project)\u548c\u5176\u4ed6\u6307\u63a7\u4e2d\u570b\u4fb5\u72af\u4eba\u6b0a\u548c\u5a01\u8105\u7f8e\u570b\u570b\u5bb6\u5b89\u5168\u7684\u5ba3\u50b3\u5718\u9ad4\u4e5f\u5728\u652f\u6301\u9019\u9805\u884c\u52d5\u3002 \u67ef\u88e1\u8aaa\uff0c\u5982\u679c\u9019\u662f\u5609\u4fe1\u7406\u8ca1(Schwab)\u6216Vanguard\u7684\u8cec\u6236\uff0c\u90fd\u4e0d\u6703\u6709\u4ec0\u9ebc\u7279\u5225\u7684\uff0c\u4f46\u60c5\u6cc1\u4e26\u975e\u5982\u6b64\u3002\u5979\u8868\u793a\uff0c\u9019\u53ef\u662f\u806f\u90a6\u653f\u5e9c\u7684401(k)\u9000\u4f11\u91d1\u8cec\u6236\u3002\u5728\u67ef\u88e1\u7684\u6574\u500b\u8077\u696d\u751f\u6daf\u4e2d\uff0c\u5979\u6709\u6578\u6bb5\u5728\u653f\u5e9c\u5de5\u4f5c\u7684\u7d93\u6b77\uff0c\u5176\u4e2d\u5305\u62ec\u8207\u7dad\u543e\u723e\u548c\u897f\u85cf\u4eba\u6b0a\u5718\u9ad4\u63a5\u89f8\u7684\u5de5\u4f5c\u3002 \u6295\u8cc7\u8005\u8d8a\u4f86\u8d8a\u5e0c\u671b\u5c0d\u8cc7\u91d1\u7684\u53bb\u5411\u548c\u5982\u4f55\u4f7f\u7528\u64c1\u6709\u767c\u8a00\u6b0a\uff0c\u9019\u4fc3\u4f7f\u5927\u91cf\u8cc7\u91d1\u6e67\u5165\u4e86ESG\uff08\u74b0\u5883\u3001\u793e\u6703\u548c\u516c\u53f8\u6cbb\u7406\uff09\u6982\u5ff5\u57fa\u91d1\u3002\u8207\u6b64\u540c\u6642\uff0c\u57fa\u91d1\u7d93\u7406\u4e5f\u4e0d\u5f97\u4e0d\u5728\u5e6b\u52a9\u5ba2\u6236\u8ffd\u6c42\u6700\u5927\u56de\u5831\u8207\u69cb\u5efa\u7b26\u5408\u5ba2\u6236\u7406\u5ff5\u7684\u6295\u8cc7\u7d44\u5408\u4e4b\u9593\u5c0b\u6c42\u5e73\u8861\u3002 \u7ba1\u7406TSP\u7684\u806f\u90a6\u9000\u4f11\u5132\u84c4\u6295\u8cc7\u59d4\u54e1\u6703(Federal Retirement Thrift Investment Board)\u7684\u767c\u8a00\u4ebaKim Weaver\u8aaa\uff0c\u6240\u6709\u53ef\u4f9bTSP\u53c3\u8207\u8005\u9078\u64c7\u7684\u57fa\u91d1\u90fd\u8ffd\u8e64\u73fe\u6709\u6307\u6578\u3002\u8c9d\u840a\u5fb7(BlackRock Inc., BLK)\u548c\u9053\u5bcc\u9280\u884c(State Street Co., STT)\u8ca0\u8cac\u7ba1\u7406\u6295\u8cc7\u65bc\u4e0a\u8ff0\u4e94\u96bb\u6838\u5fc3\u57fa\u91d1\u7684\u8cc7\u672c\u3002\u6295\u8cc7\u65bc\u65b0\u589e\u57fa\u91d1\u7684\u8cc7\u672c\u5247\u7531\u5404\u81ea\u7684\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u8ca0\u8cac\uff0c\u9019\u6d89\u53ca\u5230\u6578\u767e\u5bb6\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\uff0c\u5176\u4e2d\u5305\u62ec\u666e\u5fa0\u4ed5(T. Rowe Price Group [&hellip;]"}